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One of the bigger upfront costs you may have to pay is stamp duty or transfer duty on your property.

Find out how much you will need to pay using calculators on the websites below.

If you are a first-home buyer, check what stamp duty concessions you are entitled to in your state.

ACT – Revenue Office: Calculators

NSW – Office of State Revenue: Calculator – for land and property transfers

NT – Department of Treasury and Finance: Stamp duty calculators

QLD – Office of State Revenue: Transfer duty calculator

SA – RevenueSA calculator: Stamp duty on conveyances

TAS – Department of Treasury and Finance: Property transfer duty calculator

VIC – State Revenue Office: Our calculators

Western Australia – Department of Treasury and Finance: Calculators

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